Why wait for a major hurricane to hit and then start taking precautions? It is best to start preparations or precautions when hurricane warning is issued. It is best to stay prepared in advance especially for those living on or near the coast. Stay prepared with these five easy steps mentioned below:
Check Insurance Coverage
The insurance coverage must reflect the present condition of the home which means that anything that increases the value of the property or its contents must be updated. Homeowners should find out whether they are entitled to receive additional costs of food and a place to stay if the house uninhabitable due to covered loss. Many do not cover flood damages; do buy a flood insurance policy even if the house is not situated in a flood zone area. Get a comprehensive coverage on auto policy; rental auto coverage is also available for those who leave auto at shop.
Do a Home Inventory
Have an up-to-date record of the belongings as it will help in listing everything. Homeowners can video record to narrate the details of each item or can simply write down the details or can click pictures of the items. Do remember to list the contents of closets, drawers and cabinets too. It is recommended to store the lists, photographs and videotapes in a safe the safe premises and keep backups too.
Protect the Property
Installing hurricane shutters is the best way to protect the home. Generally, plywood boards for each window will ensure safety. Having anchors and pre-drill holes on the plywood will enable it to be put up quickly. Head and foot bolts can be installed on the doors for an extra Strom protection. The hurricane straps and clips should be installed so the roof stays secured to the walls of the home. Make sure to clear all sorts of damaged limbs of trees from the landscape as they become hazardous due to high velocity winds. Homeowners can build safe room inside the house which can withstand high winds and flying debris.
Stock emergency supply kit
Make sure to stock minimum of 2-week supply of water and ready to eat nonperishable food for family members and pet. During evacuation carry minimum of 3-day supply of the same along with manual can opener. Do not forget to carry essential medicines, eyeglasses, contact lenses, personal hygiene items, eating utensils, extra clothes, shoes and rain gear. Also carry first aid kit and manual, battery powered flashlights and radio with extra battery and many such essentials along with special items for infants, elderly and disabled members.
Know the evacuation routes and keep a map in auto case. Arrange for a ride before storm in case one needs to hire. Keep all the items mentioned in Emergency supply kit section for a suggested list. Make plans beforehand such as a meeting location in case family gets separated. Carry all important papers like Driver’s license, proof of residence, insurance policies, birth and marriage certificates, stock, bonds certificates, wills, deed and copies of tax return, personal checkbook etc.
Make all necessary arrangements 48-hours before the storm like storing fresh water in all possible places, clearing landscape, securing buildings etc for ensuring safety.
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